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Discussion Starter · #1 ·
Approximately all universities require malpractice health insurances.
From where to get them?are they in the same package?

Most universities require proof of them at time of application although universities do not guarantee any elective or desired elective.

But insurance companies require department, period & place of elective (that are not guaranteed as mentioned above). How to deal with that?

(i.e if I buy insurance for surgery in X university, then during processing of applications X university informs me that I can do only internal medicine elective or nothing:eek:-not a second choice-how to deal with that?)
 

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You can change

As far as I know is that by the time the University is asking you a proof of insurance then they'll definitely accept you so you won't be in the dilemma of having to cancel it or change it later on.

Even if you did change the department after buying the liability insurance I think it's very easy to contact the insurance company and ask them to change the specialty.
 

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Discussion Starter · #3 ·
Thank you very much for reply.
But Could tell me what are the best companies to buy these insurances?
by the way,I hold U.S citizenship.
 

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Discussion Starter · #5 ·
Thanx for help.

Does Travel inusrance equal health insurance needed by universities?because I found a local company that provides travel insurance which includes medical expenses & hospitalization abroad & emergency dental treatment.
 

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No they are not

Thanx for help.

Does Travel inusrance equal health insurance needed by universities?because I found a local company that provides travel insurance which includes medical expenses & hospitalization abroad & emergency dental treatment.
No, that's not equivalent.
The travel medical insurance will cover you when you get sick in US.
The medical liability insurance is something else, it's to cover the expenses that the hospital will pay if a patient filed a claim against you if you do something wrong while doing the elective. For example, if you give a wrong advice and the patient followed your instructions and got into health problems he/she will then sue the hospital. If you are not insured you will then be paying thousands of dollars.

But, by the way your travel medical insurance might sometimes be a requirement by some universities because they are responsible for you while you are doing the elective and they don't want to end up paying your health problems expenses should you have diabetes or got into accident for example, so check with the university/clinic policy.
 

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Discussion Starter · #7 ·
Thanx for reply,but I did not ask about malpractice(medical liability) that you explained.
I asked if health insurance=travel insurance.
Since I found a local company that provides travel insurance which includes medical expenses & hospitalization abroad & emergency dental treatment.
 

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then it's optional

Thanx for reply,but I did not ask about malpractice(medical liability) that you explained.
I asked if health insurance=travel insurance.
Since I found a local company that provides travel insurance which includes medical expenses & hospitalization abroad & emergency dental treatment.
OK, in that case I think it's optional unless they specifically require it. Many travelers do not buy health insurance when they come to US.
 

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Discussion Starter · #9 ·
OK, in that case I think it's optional unless they specifically require it. Many travelers do not buy health insurance when they come to US.
Thanx for help. Most universities if not all, require both Malpractice & Health insurances. I think the best way is to ask each university directly if my travel insurance=health insurance.
Logically, the travel one includes medical expenses...etc
 

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Thanx for help. Most universities if not all, require both Malpractice & Health insurances. I think the best way is to ask each university directly if my travel insurance=health insurance.
Logically, the travel one includes medical expenses...etc
many say that tata aig travel guard is the best for health insurance and hpm is the best for malpractice.. any other opinion?
 

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I am planning on doing an elective in Temple University, they don't provide malpractice insurance. I am supposed to find it myself, unfortunately I can't find any, tried many places.

Please I need your help asap
 

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Offers of insurance

Hi,

I am searching for the cheapest malpractice insurance for 1 month elective. So far, i found only:
nexus-insurance.net: offered $404 for 1month & $462 for 2 months
academicins.com : $544 for 2 months

Did anyone find better deal?

I want to choose the cheapest with limits ofliability $1,000,000/$3,000,000.
Thx.
 

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Future-Doc Answers

Approximately all universities require malpractice health insurances.
From where to get them?are they in the same package?

Most universities require proof of them at time of application although universities do not guarantee any elective or desired elective.

But insurance companies require department, period & place of elective (that are not guaranteed as mentioned above). How to deal with that?

(i.e if I buy insurance for surgery in X university, then during processing of applications X university informs me that I can do only internal medicine elective or nothing:eek:-not a second choice-how to deal with that?)
Hi
At Future-Doc we have insurance for all of our participants. We pay for it and it covers any of our students that we list. If your department changes or your rotation changes we keep record of that and notify appropriately. Also the coverage is month to month. See if the places you go have that.

"Wishing you the best in all your current endeavors and in your future"
Dr. J
Future-Doc Enterprise
 

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Best Rates Insurance

Approximately all universities require malpractice health insurances.
From where to get them?are they in the same package?

Most universities require proof of them at time of application although universities do not guarantee any elective or desired elective.

But insurance companies require department, period & place of elective (that are not guaranteed as mentioned above). How to deal with that?

(i.e if I buy insurance for surgery in X university, then during processing of applications X university informs me that I can do only internal medicine elective or nothing:eek:-not a second choice-how to deal with that?)
Future-Doc can assist you with insurance if you are in ILLINOIS. We may be offering this in other states in the upcoming months. I do not have an exact date yet. For Illinois we can get you insurance about $100 cheaper than the prices you mentioned.
 

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Well, I would suggest you that before getting a health insurance, make sure that it covers all aspects important to you.The covomo.com aims to alleviate all the worries of people regarding their safety while traveling to Germany.
They are also dedicated to lessening the burden of foreign travelers who are
more particular with the health issues that they might encounter while they are on their travel.
Aside from this, it is also giving comparisons of the services offered by different insurers that are providing health insurance services.See more here http://www.covomo.com/
Check today.All the best!
 
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